The PICA Difference

For over 40 years, PICA has been the leader in providing medical professional liability insurance for podiatric physicians. We will take the time to assess your needs and assist you in choosing the policy coverage that best suits your practice–whether you work full-time or part-time, surgical or non-surgical or if you're in a group practice.

 

Included in the price of the PICA policy

  • Surgical and non-surgical coverages
  • Consent to settle and no hammer clause*
  • Administrative Defense Coverage (ADC)** – $100,000 limit. Provides coverage for but not necessarily limited to;
    • Meaningful use audits
    • Administrative disciplinary actions
      • Pre-payment and post-payment audits
      • HIPAA violation investigations
      • Hospital de-certification
      • Up to five levels of appeal in Medicare audit
      • Patient complaint to board
      • Board investigation due to professional liability indemnity payment
      • De-certification from insurance payment programs, including Medicare/Medicaid
      • Billing and coding errors 
  • Cyber liability - $50,000 limit**

Benefits

  • Podiatry-specific CPME-approved courses and credits
  • Podiatry-specific risk management materials including:
    • Publications designed specifically for podiatrists
    • Customizable sample forms available online
    • Webinars
    • Podcasts    
    • Discounts based on patient contact hours, claims-free history, leave of absence, new practitioner and semi-retirement

Proven Experience and Strength

  • Only medical professional liability insurance carrier focused primarily on podiatrists
  • Only medical professional liability carrier lead by a podiatrist, Ross Taubman, DPM
  • Only carrier to have handled 30,000+ podiatry malpractice claims, with 1000+ years of podiatric-specific defense counsel experience
  • PICA takes more podiatry cases to trial than any other medical professional liability provider
  • Proudly endorsed by podiatric national organizations such as the APMA, ACFAS and APMSA and 31 state associations
  • Advisory board comprised of some of the nation’s leading podiatrists
  • Responsibly priced
  • Proud to be a ProAssurance company

 *Per policy terms.
**Per state regulations.