Policy Coverage

Podiatric physicians who choose PICA as their medical professional liability company are offered numerous policy options to fit all their special practice needs.

  • Podiatric physicians covered under PICA's policy are insured for any procedure allowed in the states where they are licensed, per the state's scope of practice.
  • Our surgical policy provides coverage for any procedure requiring an anesthetic or gaseous sedation including postoperative treatment.
  • Our non-surgical policy covers conservative treatments including diagnostic and therapeutic injections, surgical procedures involving the nails, excision of skin lesions, incision and drainage of abscesses and the treatment of ulcers.
  • Death and permanent disability tail coverage is included in the policy.
  • Retirement tail coverage is available after five consecutive years with PICA at no additional charge, upon permanent retirement from the practice of podiatry.
  • Consent to settle clause states we will not settle a claim without your permission (except where prohibited by law).
  • Various coverage limits, discounts and risk assessments are available to podiatric group practices.

Policy Features and Benefits

  • Discounts available to new, part-time, semi-retired and non-surgical practitioners.
  • Resident and preceptee policies available.
  • Leave of absence available for illness, research, specialty training, maternity, paternity, family medical leave, sabbatical and extended vacations (subject to underwriting approval).
  • Online services include certificate of insurance (COI), online payment, payment history, policy documents and enhanced risk management services. 

Contact us to discuss your specific insurance coverage needs.

Terms and Conditions: The policy discussed here may not be available in all states. The descriptions do not include all terms, conditions, and exclusions in the policy. Please refer to the actual policy and endorsements for complete detail of coverage. Policy terms may vary based on individual state requirements. Issuance of coverage is subject to underwriting review and approval.