Podiatric physicians have trusted PICA for their medical professional liability insurance needs for over three decades. You can get the same high-level service and quality for your other insurance needs through our affiliate, ProAssurance Agency.

Business Related Insurance
Exposures you need to consider insuring for your practice:

Business Owners Coverage (BOP)

  • Property Coverage – Covers your building and business personal property for replacement cost.
  • General Liability Coverage – Protects you against claims for damages because of bodily injury or property damage to others resulting from your business operations.
  • Business Interruption Coverage
  • Computer Equipment Coverage


  • Coverage for attorney and audit costs incurred in response to actions or proceedings from RAC audit  findings, as well as payments for potential fines and penalties.
  • Provides defense costs, civil fines and penalties coverage for HIPAA, Stark and EMTALA proceedings.
  • Offers broader coverage than the Administrative Defense Coverage (ADC) included in your PICA policy.

Workers Compensation Coverage (WC)

  • Coverage for an accident or occupational disease resulting from a job-related incident.  
  • Laws vary from state to state.
  • You as the owner/officer of the practice can opt to be included or excluded from coverage.

Cyber Security

  • Protects your practice against loss, defense costs, and data recovery costs relating to network security wrongful acts, governmental investigation, data recovery, and patient notification/credit monitoring.

Employment Practice Liability

  • Covers wrongful acts arising from the employment alleged claims such as wrongful termination, discrimination and sexual harassment.


  • As a supplier with Medicare for durable medical equipment, prosthetics, orthotics, and supplies, you are required to carry comprehensive liability of at least $300,000, and a surety bond of $50,000 per location.


Contact the ProAssurance Agency for more information or assistance protecting your practice.

Toll-Free: (844) 331-6298  •  Agency@ProAssurance.com

Not all coverages listed are available through ProAssurance Companies.